International Health Insurance


Worldwide Health Insurance and Services for International Living


What is Global Citizen

The Global Citizen health plan is designed to support the international lifestyles of those who travel to or from the United States for extended periods of business, leisure and study.  If you leave home for six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage and services.  This risk is only heightened by limited knowledge of health and safety hazards around the world, including medical treatment from unfamiliar providers.

Global Citizen is the premier international health plan because it combines comprehensive worldwide benefits with a new generation of medical assistance services, which include an impressive array of online tools used to identify, access and pay for quality healthcare all around the world.

Global Citizen gives you the freedom to access care inside and outside the U.S.  Choose fro five plan designs, including a high-deductible plan that qualifies for a tax-advantage Healthcare Savings Account.

 


Why Choose HTH Worldwide's Global Citizen Plan?


A Recognized Leader

HTH Worldwide is a recognized leader in international health insurance and medical assistance services, serving hundreds of thousands of world travelers annually.

Highest Standards of Service

Global Citizen is administered by HTH Worldwide Insurance Services to meet the highest expectations.  HTH has set new standards for  international assistance services and for applying stringent criteria when contracting with doctors and hospitals outside the U.S.

Strength of a U.S. Underwriter

  • Global Citizen is underwritten by UNICARE Life and Health, a WellPoint Health Networks company, and is rated A- (Excellent) by A.M. Best.
  • WellPoint is one of the nation's largest health insurance companies serving millions of members.  Fortune magazine recently named WellPoint the Most Admired Health Care Company for an unprecedented fifth consecutive year.

Global Citizen Advantages over Competing plans

  • Meets the standard of state regulators and thus features benefits more generous than non-admired "surplus coverage."
  • No waiting periods associated with any benefits or services.
  • HPAA compliant - the pre-existing condition exclusion can be waived with proof of prior creditable insurance.
  • Covers injuries or illnesses that are a result of a terrorist act.
  • No pre certification requirements.
  • Choice of five plan designs, including a high-deductible plan that qualifies for a tax-advantaged Healthcare Savings Account.

How the Plan Works

Global Citizen plans to offer comprehensive benefits and a range of deductible options that allow members to select the right amount of insurance coverage for their budget and lifestyle.  all plans cover the following benefits (no waiting periods required):

  • Inpatient and outpatient diagnostic and surgical facilities.
  • Professional services
  • Maternity and well baby care
  • Preventive screening tests
  • Outpatient prescription drugs
  • Accidental dental
  • Acupuncture and chiropractic care

Emergency Evaluation and Centers of Excellence

HTH coordinates emergency services with a worldwide network of contracted Physician Advisors as well as air ambulance operators selected for their safety records.  Members in need of life-saving medical intervention are treated in Centers of Excellence in the U.S. and around the world whenever possible.

Around-the-Clock Assistance Call Center

HTH Worldwide maintains a 24/7 call center to assist Global Citizen members with everything from routine requests to medical emergencies.  HTH staff has years of experience with international medical assistance and has directly contracted with all of the providers in the International Provider Community.


Please complete the form and submit it.  Or you may call for more information: 800-224-5643 or 505-281-4047.  We will give you a free no obligation quote.
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